A successful home buying experience is all about getting the details right from start to finish. These tips will help you to move in the right direction and save time and money during the process.
- Start saving early for a down payment, closing costs, inspections, and move in expenses.
- Decide how much you can afford when purchasing your home. It will all depend on your income, debt, down payment, and credit score. Your credit score will affect the interest rate lenders will offer.
- Find a mortgage lender that you want to work with. You have several options when it comes to mortgages. A loan officer will find the one that works best for you and guide you along for a successful loan process. They will provide a pre-approval letter for when you are ready to start home shopping. Look here under Resources tab for a list of exceptional local mortgage lenders.
- Find a good real estate agent that will work hard for you and guide you through the negotiation and closing process. Discuss with them your wants, needs, and budget that you have for your family home. They will help you find the right house and neighborhood for you and your family.
- Try to stick to your budget. The housing market can be competitive, but with the right real estate agent and being mindful of your budget, it will help you when negotiations are needed.
- Enjoy the process! Buying a home should be an exciting time in your life. Do some homework and find a mortgage lender and real estate agent you enjoy working with. Soon you will find your home sweet home. Written by Krystal Holden, Realtor AGAA